Showing posts with label emergency travel. Show all posts
Showing posts with label emergency travel. Show all posts

Tuesday, 11 August 2015

How To Get The Best Travel Medical Insurance Deals for Seniors?


There is so much about the world that many people will never get the chance to explore; mountains and beaches, beautiful geographic locations, new cultures, new cuisines and exposure to different ways of life. Regardless of your age, you should be allowed and encouraged to travel so that you can experience these new things.

Yet being careful is important. Especially if you're older, you need to make sure to get the right medical insurance in place before you leave. Traveling may be full of unknowns - whilst "anything happening" can mean great and exciting surprises, it can also mean accidents, illness or loss of your time/property. You need coverage because you don't want this to spoil your vacation or your life savings.

Luckily, there are plenty of insurers available. You need comprehensive coverage, especially if you have pre existing conditions.  You want a policy that is effective and will help you regardless of what troubles you may (but hopefully will not!) run into. You'll also want something that is affordable - there's nothing worse than paying for travel insurance that don’t cover certain things or you need to pay out-of-pocket.  

We specialize in offering Travel Insurance to Snowbird and Senior travellers often looking for affordable coverage at the best rates. Luckily, if you're reading this, you're in time for the early bird discounts and offers. Typically, between the month of July and September, is the best time to shop for snowbirds travel insurance.  Taking advantage of "Early Bird Specials


The reasons you should get insurance early is because you are getting the same coverage at a discount price compare to purchasing later on in the season. Every company plans a different Early Bird Sale, so you will want to call early to find out how the impending rate could benefit you. If you inquire early, we will do our very best to book your policy as late as possible before the rates go up. That way, you get the benefit of the early bird rates, while allowing you to pay as late as possible before the travel insurance rates goes back up. If you're not sure when you'll be travelling exactly, no problem!  

Lock in your quote based on your tentative dates you can always change them closer to your departure without penalty. This means that you'll achieve the best of both worlds - the prices of buying earlier in the season and the guarantee that you'll get coverage for the exact dates you need.

Happy Travelling,

The Optimal Team!




Friday, 7 August 2015

Early Bird Special for Senior Travellers!



Everyone that's been travelling for a few years and leaving Canada for more than 30 days knows about "Early Bird Specials"

This year, it's even more relevant with the value of the Canadian dollar versus the US.  Most insurance company has already raised their travel insurance rates for 2015.

But, hold off, they are a couple that didn't as of yet.  Good news for our early bird travellers!

If you will be travelling this year, it might be worth your while to find insurance coverage, as soon as possible.  With the early bird specials, you can save 5-20% in some cases.

You are not sure of the dates, you can purchase with tentative dates, and change later no problem.  No extra fees.

So, you have nothing to lose, but great savings.  Simple & Easy to get travel insurance quotes for seniors: click here

Happy Travelling,

From the Optimal Team!

Tuesday, 4 August 2015

Travelling with our Canadian Dollar value!

How will this effect our Canadian SnowBirds Travellers...?


The Canadian dollar ended this Tuesday, on August 4th at its lowest point since August 2004.  Our dollar closed more than half a cent from the previous session.

The loonie closed at 75.87 cents US, down .58 cent of a U.S. cent from Friday's close on July 31 2015.

Will this hold travellers back?  Probably!

I personally think that they will still travel, but maybe cut down on the number of days instead.  With our last winter, Canadian SnowBirds still remember how long it was and how cold.

What about the Travel Insurance, how does it get affected by the US dollar?  We buy it in Canadian dollar, so it shouldn't be affected?  We wish!  Because of travellers going to the US, the cost of the medical expenses are typically the same, but it's when we use Canadian dollars to pay this is were the value of our low dollar hurts us.

Most insurance companies have already increased their rates, but they are still a few that are very competitive, on top of offering "Early Bird Discounts".  We are talking 15 to 25% savings before they raise their rates.

Looking for a deal on travel insurance, don't wait!  Lock your rates now!  

Happy Travelling,

From the Optimal Team!





Sunday, 19 October 2014

Our Travel Insurance Guy!

We are 100% Canadians!

Travel Insurance for Canadian Travellers, Canadian Snowbirds & Visitors to Canada including Super Visa Insurance and Working Visa Insurance. 
** We specialize in Pre-existing conditions. 

Speak with an Expert at Optimal Travel!




Happy Travelling!!

Learn more about OptimalTravel.ca!  

Thursday, 5 September 2013

Cheap Travel Insurance


...the price shouldn't be your only decision maker!

What Do We need to know for Your Application?

The policy application will ask questions about your age, health, medical history and travel plans. It is important to provide the insurance company with full, accurate information.

BEWARE: 

- Cost for Travel Insurance can differ from different companies as does the benefits.  You may find lower premiums. 

- Make sure you not only compare the price, but the protection also, especially if you are taking medications, received treatment or been hospitalized within a 12 month period, some companies have different opinions and guidelines on pre existing conditions. 

- If the information provided is incomplete or inaccurate, your claim could be denied later on.  Better to be safe.
** Carefully research your needs and verify the conditions, limitations and requirements of your insurance policy before you leave Canada.

Knowledge is power!

Here is a few more FAQ on Travel Insurance Coverage.

Happy Travelling....#OptimalTravel!



Tuesday, 3 September 2013

Are you considered a SnowBird Traveller?

What is a SnowBird Traveller....? 


This time of year, we see a lot of commercial & pamphlets offering great rates.  Either in travelling or travel insurance.

Well, as per one of our provider here is how they categories:

A SnowBird:

-  Is a senior, over the age of 55 that will be travelling for over 31 consecutive nights, outside of Canada.

Interesting facts from TIC Travel Insurance.

So would do you qualify yourself as a SnowBird?

Happy travelling....#OptimalTravel





Sunday, 1 September 2013

It happens to anyone!



Last minute Medical Travel Insurance?

Forgot to buy your Medical Travel Insurance


Ever been in the airport or at the border and you see the traveller next to you making a call to buy Medical Travel Insurance 

Well, unfortunately, we do get those calls.  Protection at last, but at least they made the call, before it’s too late.

Did you know…Medical Travel Insurance  could be bought instantly via the phone by calling a Licensed Travel Insurance Agent? 

They will go thru a series of questions, to make sure you qualified for the protection.  And you will be on you way.  You pay with a credit card and they will email you a confirmation of your policy.

It is called last minute, but having it is better then no insurance!

By calling a Licensed Travel Insurance Agents, they will be able to help you

We will go thru a series of questions, to make sure you qualified for the protection.  And you could instantly be on you way.

Happy Travelling...from #OptimalTravel !


Wednesday, 17 July 2013

Broken record, after 32 years!


Scary, but all covered!


How expensive is medical care in the US for travellers?  Numbers are scary.  Especially when we know I much it could cost.  Maybe we don't know....?  

Well record has to be broken for one of our client at  Optimal Travel


We just had a client, in winter 2013, that has been going to Florida for over 32 years.  Never had an issue, never visited a doctor neither an hospital will travelling, until now.  


After an overnight, with just a few basic test, to then be release in the morning.  They couldn't find anything, it might of just been fatigue and sun, said the doctor.


All that for a low cost of over 34 000$ US.  Yes, you read it right!


Thanks to their Optimal Coverage the cost to the client was ZERO, but it was a scary ordeal for the clients, they were 72 & 76.  They heard how expensive it was in the US but they couldn't believe the cost. 


Now they fully get why they have been purchasing Travel Insurance for the last 32 years.



Happy Travelling...from  #OptimalTravel !