Tuesday 28 October 2014

Pre-Existing Medical Conditions

Most if not all insurances come with pre-existing conditions. This goes the same with travel insurances. It is common that when people see the word “pre-existing conditions”, they hesitate from getting a travel insurance. 

They would think that they won’t qualify or worst, they would even think that getting one is much more expensive than what they would spend during the travel or vacation. Moreover, reading the terms & condition or even just the pre-existing conditions can be confusing most of the time. And mostly would have themselves convinced that they understood every bit of it when in fact they don’t. They are just too proud or embarrassed to ask for explanation from the insurance agent.

The key to overcoming such doubts is to fully understand what the pre-existing conditions in any travel insurances are.  Basically, pre-existing conditions refer to any illness or medical condition that was identified and existed before agreeing to an insurance contract. Do not hesitate to ask as many details about these pre-existing conditions and where you fit in it. Ask how you can utilize the pre-existing conditions of the insurance to your benefit. 

Do not think that if you are honest about your medical conditions, you won’t be able to get a travel insurance or you will always have to pay more.




Happy Travelling...from #OptimalTravel !

Monday 20 October 2014

Increasing Canadian SnowBirds Travellers

SnowBird Travellers more, and more in Canada!


The numbers of SnowBird Travellers are increasing every year. Mostly retirees, they want to spend their time in warmer areas, usually abroad, at an extended period. However, having to spend your vacation outside your country at a longer period is not always peaches and cream.

As a Snowbird, you have to be ready for any unexpected events. In the event of medical emergencies or accidents, being far away from your family and friends and at a place you are not entirely familiar with can be very difficult.

With all these in mind, Snowbird Travel Medical Insurances provides the security for those travellers who wish to enjoy a longer vacation. It is a way of preparing one’s self from unforeseen bumps along the way.  

Medical bills abroad can shoot up to thousands of dollars, so better save yourself from this kind of headache by availing snowbird travel insurance.


Of course, it would be prudent for any snowbird to not only look at the medical coverage of the insurance. Make sure it also covers your pre-existing conditions.


Happy travelling....#OptimalTravel @TripCoverage

Sunday 19 October 2014

Our Travel Insurance Guy!

We are 100% Canadians!

Travel Insurance for Canadian Travellers, Canadian Snowbirds & Visitors to Canada including Super Visa Insurance and Working Visa Insurance. 
** We specialize in Pre-existing conditions. 

Speak with an Expert at Optimal Travel!




Happy Travelling!!

Learn more about OptimalTravel.ca!