Travel Insurance more competitive Rates

Travel Insurance more competitive than ever

The good thing now is that Travel Insurances are more competitive. Since the number of travellers and the awareness of the need for travel insurance have increased dramatically, so has the coverage for pre-existing conditions. 

Insurance companies have customized their travel insurances to meet the needs of the clients. Some travel insurances even offer covers for critical illnesses. 

So be straightforward when inquiring about Travel Insurance with pre-existing conditions. Remember, it is your right to know! It is your right to be protected during your travels. 

Talk to an expert!

Happy Travelling...from #OptimalTravel !

Increasing Canadian SnowBirds Travellers

SnowBird Travellers more, and more in Canada!

The numbers of SnowBird Travellers are increasing every year. Mostly retirees, they want to spend their time in warmer areas, usually abroad, at an extended period. However, having to spend your vacation outside your country at a longer period is not always peaches and cream.

As a Snowbird, you have to be ready for any unexpected events. In the event of medical emergencies or accidents, being far away from your family and friends and at a place you are not entirely familiar with can be very difficult.

With all these in mind, Snowbird Travel Medical Insurances provides the security for those travellers who wish to enjoy a longer vacation. It is a way of preparing one’s self from unforeseen bumps along the way.  

Medical bills abroad can shoot up to thousands of dollars, so better save yourself from this kind of headache by availing snowbird travel insurance.

Of course, it would be prudent for any snowbird to not only look at the medical coverage of the insurance. Make sure it also covers your pre-existing conditions.

Happy travelling....#OptimalTravel @TripCoverage

Our Travel Insurance Guy!

We are 100% Canadians!

Travel Insurance for Canadian Travellers, Canadian Snowbirds & Visitors to Canada including Super Visa Insurance and Working Visa Insurance. 

** We specialize in Pre-existing conditions. 

Speak with an Expert at Optimal Travel!

Happy Travelling!!

Learn more about OptimalTravel.ca!  

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We are now on #Instagram!!!  

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Cheap Travel Insurance

...the price shouldn't be your only decision maker!

What Do We need to know for Your Application?

The policy application will ask questions about your age, health, medical history and travel plans. It is important to provide the insurance company with full, accurate information.

BEWARE: 

- Cost for Travel Insurance can differ from different companies as does the benefits.  You may find lower premiums. 

- Make sure you not only compare the price, but the protection also, especially if you are taking medications, received treatment or been hospitalized within a 12 month period, some companies have different opinions and guidelines on pre existing conditions. 

- If the information provided is incomplete or inaccurate, your claim could be denied later on.  Better to be safe.

** Carefully research your needs and verify the conditions, limitations and requirements of your insurance policy before you leave Canada.

Knowledge is power!

Here is a few more FAQ on Travel Insurance Coverage.

Happy Travelling....#OptimalTravel!

Keep an eye on exchange rate!

If you are like most of our snowbird travel clients, the currency rate for the US dollars can mean savings or a this year might be harder on the budget.

We have found this site, that will give you daily updates on the currency chances.  You can monitor when is the best time to exchange your money to get the best exchange rate.  

When you convert a large sum of money, you could be talking about quite a savings.

It's almost looking at a sale flyer, but you are shopping for a better rates.  Other than your travel insurance coverage, here is an excellent place to pack savings on your next trip.

Happy Travelling...from  #OptimalTravel !

Broken record, after 32 years!

Scary, but all covered!

How expensive is medical care in the US for travellers?  Numbers are scary.  Especially when we know I much it could cost.  Maybe we don't know....?  

Well record has to be broken for one of our client at  Optimal Travel

We just had a client, in winter 2013, that has been going to Florida for over 32 years.  Never had an issue, never visited a doctor neither an hospital will travelling, until now.  

After an overnight, with just a few basic test, to then be release in the morning.  They couldn't find anything, it might of just been fatigue and sun, said the doctor.

All that for a low cost of over 34 000$ US.  Yes, you read it right!

Thanks to their Optimal Coverage the cost to the client was ZERO, but it was a scary ordeal for the clients, they were 72 & 76.  They heard how expensive it was in the US but they couldn't believe the cost. 

Now they fully get why they have been purchasing Travel Insurance for the last 32 years.

Happy Travelling...from  #OptimalTravel !