Most if not all insurances
come with pre-existing conditions. This goes the same with travel insurances.
It is common that when people see the word “pre-existing conditions”, they
hesitate from getting a travel insurance.
They would think that they won’t
qualify or worst, they would even think that getting one is much more expensive
than what they would spend during the travel or vacation. Moreover, reading the
terms & condition or even just the pre-existing conditions can be confusing
most of the time. And mostly would have themselves convinced that they
understood every bit of it when in fact they don’t. They are just too proud or
embarrassed to ask for explanation from the insurance agent.
The key to overcoming such
doubts is to fully understand what the pre-existing conditions in any travel
insurances are. Basically, pre-existing
conditions refer to any illness or
medical condition that was identified and existed before agreeing to an
insurance contract. Do not hesitate to ask as many details about these
pre-existing conditions and where you fit in it. Ask how you can utilize the
pre-existing conditions of the insurance to your benefit.
Do not think that if you are honest about your medical conditions, you won’t be able to get a travel insurance or you will always have to pay more.
Do not think that if you are honest about your medical conditions, you won’t be able to get a travel insurance or you will always have to pay more.